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Why owning a used vehicle can save you hundreds of dollars each year Autos Articles | September 24 Cheap Authentic NBA Jerseys , 2010
When it comes to shopping for a vehicle, you have two options. You can either purchase a new vehicle from a car dealership or purchase a used vehicle from a dealership or a private seller. Purchasing ...

When it comes to shopping for a vehicle, you have two options. You can either purchase a new vehicle from a car dealership or purchase a used vehicle from a dealership or a private seller. Purchasing a used vehicle has several distinctive advantages over purchasing new. The most obvious reason for owning used is the cost advantage. Overall, a used vehicle is cheaper on taxes Cheap NBA Jerseys Wholesale , less per month as far as payment, and less on insurance. Depending on the type of vehicle that you decide to purchase, this savings can be upward to $500 per month.

Lets face it, in today's world Cheap NBA Jerseys From China , owning a vehicle is not cheap. The average price of a new vehicle is around $400 a month. This is considerably higher than the cost of a vehicle ten years ago. When purchasing new, there is no way out. You must pay the price of owning a new vehicle. In addition, with a new financed vehicle you will be required to carry comprehensive insurance. Depending on your driving record, this will cost at least $200 per month. Taxes are also a large expense for a new vehicle. Taxes are charged on a yearly basis but when broken down per month Cheap NBA Jerseys China , they will cost on average around $30 to $40.

Comparing a used vehicle, you can reduce or even eliminate your monthly car payment. In addition, your insurance rates will drop if you decide to carry liability only insurance. Liability only insurance can cost as little as $25 per month. This is considerably lower than $200. In addition, your vehicle taxes will also be lower because your vehicle will be worth much less than a new vehicle. About the only expense that will remain the same is fuel cost. Also Cheap NBA Jerseys , a used vehicle will usually require a little more maintenance. This may cause occasional down time, but you will have to decide if it is worth saving the $500 or so a month.

A great place to find used vehicles is online. Craigslist cars for sale is a great website for finding great deals on used cars. Craigslist used cars can be just as reliable as a car purchased from a car lot but are usually sold at a fraction of the cost. Good luck on your next vehicle purchase and look into purchasing used in order to save hundreds or even thousands of dollars.?

The Bank is Not Your Credit Card Processing Choice ECommerce Articles | April 5, 2008
It can be tempting for a business owner to consider keeping all their financial resources in one place ? usually their bank. The bank has their checking account, may have provided a loan to get the bu...

It can be tempting for a business owner to consider keeping all their financial resources in one place ? usually their bank. The bank has their checking account Cheap Jerseys China Wholesale , may have provided a loan to get the business going and has probably offered a great deal of sound financial advice.

However, when that business makes the leap to the Internet they are going to want to make sure they offer online credit card processing. The savvy business person knows that more and more consumers are embracing online shopping, not to mention that that those same shoppers expect to be able to pay by using their credit cards.

They are also acutely aware of the benefits that come with being able to accept payments online. Online retailing studies have shown that credit card acceptance spurs site traffic, increases sales and profits and drives repeat business. What business owner wouldn?t want that?

But when they go to their bank some business owners may be told their business isn?t big enough to rate merchant services. Or they may look at what the bank charges for card processing and run for the hills.

Much of this stems from the fact that banks have several revenue streams ? savings Cheap Replica Jerseys , checking, CD?s, mortgages, insurance Cheap Authentic Jerseys , financial planning, etc. It?s like the old cliché that they are like a ?jack of all trades and a master of none.? As such there are some things, like online card processing, where it is hard for them to be the optimum provider.

So what?s the answer? A smart business person should seek the offerings from a merchant services company. There are several reasons for doing so.

The chief reason is that credit card processing companies do not have any other professional disciplines under their umbrella. As such they can concentrate on that particular business and make better and more strategic offerings.

Plus Cheap Jerseys Wholesale , they have the ability to offering merchant services to companies of various sizes, which is a great asset to the small business that wants online card acceptance as a means of building their business to the next level.

And because they only do one thing, and do not have to service multiple profits centers ? as does a bank ? their rates are bound to be competitive.

It has almost become a fact of life for online business owners that having credit card processing it going to make their financial picture better ? so why not maximize what card processing will bring to the table by making sure one gets the best possible merchant account package?

And by the way ? the point of this article was not to demonize the banking business. As stated at the beginning a great relationship with a bank is important for a business person, no matter what size their business is.

So when your online store sees sale and profits increase Cheap Jerseys From China , take that extra money to your favorite banker and put it to work for you. Trust me, the bank will be happy to see. Cheap Jerseys From China Cheap Jerseys China Cheap Jerseys From China Cheap Jerseys From China Cheap Jerseys From China Cheap Soccer Jerseys From China Wholesale Jerseys Wholesale Custom Jerseys Wholesale Jerseys China Wholesale NCAA College Jerseys